Investire | November 2025
A beautiful phrase stands out in the office of a prominent American financial advisor: “Don’t panic, call your financial advisor.”
Indeed, the support of a good financial advisor is essential for maintaining calm, focusing on the long-term horizon, and strategically rebalancing your portfolio to avoid impulsive decisions that could jeopardize your assets.
This is confirmed by a series of findings collected by FINER from both savers and professionals.
66% of clients who invested their savings through a financial advisor stated that in the absence of their trusted professional, they would have liquidated their positions on more than one occasion, only to regret it a few days later.
Financial advisors also acknowledge that their ability to manage their clients’ emotions has proven successful in over 75% of cases.
The value of a financial advisor lies in a series of aspects that are particularly appreciated by their clients.
First, in 85% of cases, they help with planning and discipline: a good advisor helps define a personalized investment plan that reflects one’s risk profile and long-term goals. In times of high volatility, following this plan is essential to avoid emotional decisions.
Knowing their clients well, a good advisor is able to manage their emotions 77% of the time. During times of turbulence, fear and euphoria can lead investors to make mistakes, such as liquidating their investments during a downturn or investing at a market peak. An advisor acts as an emotional “brake,” helping the client avoid being swept away by short-term fluctuations and maintain a long-term perspective.
A good advisor offers a long-term vision, ideal for countering the shortsightedness that 79% of non-professional investors suffer from: the advisor reminds clients that volatility is a natural part of the financial market and that, over a longer time horizon, price fluctuations have less impact. This helps clients avoid obsessing over daily movements.
Technically, a good advisor, with the support of their bank, can build an appropriate portfolio strategy, an aspect recognized and appreciated by 64% of their clients. They can help manage risk through strategies such as diversification, which aims to mitigate the negative effects of volatility on individual assets.
A good professional also allows investors to seize the opportunities offered by the market (appreciated by 44% of their clients): volatility also creates opportunities. An advisor can help investors seize bearish moments to buy valuable securities at cheaper prices and sell them when prices rise, without being guided by emotions.
Equally important is portfolio maintenance and evaluation (appreciated by 45% of their clients): with good advice, it is possible to evaluate the portfolio objectively and make the necessary adjustments to maintain the correct alignment between risk, return, and investment objectives, especially in a changing market environment.
Sometimes an extra phone call can make all the difference.
Nicola Ronchetti